FOR MERCHANT ACCOUNT IN LAS VEGAS PLEASE VISIT
For e-businesses, desktop software can be used as the transaction
gateway. Once you receive the credit card number via phone,
mail, or email the merchant manually enters the credit card
numbers and payment amounts into the computer software, and
transmits the list over the Internet to the clearinghouse
designated by the bank. In a few moments, the clearinghouse
responds with a list of good card and bad cards to allow the
merchant to proceed as necessary. This software solution works
better than the card swipe machine, but may not work for large
volume stores. It also requires re-keying data from each order
into your computer, which can lead to user errors and can
be time consuming.
Real-Time Web Gateways
There are several payment gateways to the transaction clearinghouse
that can authorize and validate credit card payments while
the customer is still online. These gateways provide a walkway
from your website to a different modem channel to check the
credit card status in real-time, a very complicated process
if you were to do it on your own from step one. If you wish
to use a real time gateway, which is most common with ecommerce
shopping card software, make sure it is compatible with the
system you are going to use. Our shopping carts are compatible
with most major merchant accounts, including Merchant Accounts.
The final piece to setting up a merchant account to accept
online payment is the gateway that connects you to the transaction
clearinghouse. There are three common gateways:
Credit Card Card Swipe Machines
The machinery next to nearly every checkout register in the
country. After the card is swiped, an authorization code displays,
and is usually printed on a credit card transaction slip.
The authorization comes from the clearinghouse that the store's
bank contracts with, and it effectively assures valid payment
to the merchant when the customer signs on the dotted line.
This method is not needed for pure-play dot-com businesses.
The cost of setting up and maintaining a credit card merchant
account depends on who you choose to provide your merchant
account services and how many middlemen you go through. If
you choose to use the MC shopping cart software, our organization
will waive the set-up fee and the application fee for your
Review our Merchant Account information you will learn how
to bypass the confusion of working with multiple third-party
vendors. Our representatives will take care of you regarding
all aspect of your application process to hooking up your
merchant ID into your online store.